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Airlines or other carriers might not provide you the full compensation for your baggage, in which case Baggage Delay or Loss Coverage will help make up the difference. If you do experience the misfortunate of lost or delayed luggage, Baggage Delay or Loss Coverage will compensate you for your lost items or provide you with a fixed sum with which you can purchase basic amenities and get your trip back on track. For most of Baggage Delay or Loss Benefits, your baggage must be delayed or unaccounted for at least 12 hours. Your airline, cruise line, or other carrier, will more often than not have to certify the delay or loss in order for you to receive the benefit.
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