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The occurrence of a sudden, serious and unexpected sickness, or injury. In the absence of immediate medical attention, a reasonable person could believe this condition would result in: (1) Death; (2) Permanent placement of the Insured person's health in jeopardy; (3) Serious impairment of a bodily functions; or (4) Serious and permanent dysfunction of any body organ or part. Expenses incurred for a “Medical Emergency” will be paid only for Sickness or Injury which fulfills the above conditions. These expenses will not pair for minor injuries or minor illnesses.
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