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Dental Coverage (Pain/Accident)

A sudden and unexpected occurrence of pain which occurs spontaneously and without advance warning, which would have caused a prudent person to seek medical or dental attention prior to the onset of pain. Treatment must be obtained within 24 hours of the sudden and unexpected occurrence of pain. “Accident” coverage is useful in the event you necessitate immediate dental assistance abroad. An emergency dental benefit is intended to cover an injury incurred on a trip that causes immediate pain and is usually limited to $500 of coverage. It does not, however, cover routine dental work or necessarily cover a condition which resulted from pre-existing conditions or personal oral hygiene habits.

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