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Baggage Delay Minimum Time

The minimum time that must pass before baggage can be considered delayed and an applicable baggage delay benefit can be applied. Typically, a delay is anything over four hours from the time of arrival. If your baggage is lost during travel on a common carrier, we will pay for the replacement of your belongings. If you are traveling with expensive items such as laptops or cameras, we encourage you to seek our advanced coverage.

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