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Expatriate Health Insurance

When you leave home you don't have to leave your health care behind

Tell us about your travel plans and we will connect you to the best options in international healthcare.

Tell us about your travel plans and we will connect you to the best options in international healthcare.

What...
Travel Medical
Where...
Who...
Trip Cost
Select Product Type
x
Product Type

Tell us what you're looking for! Are you traveling outside of your home country (Travel Medical) or going abroad to study (Student Medical)? If you're not sure or have any questions, give us a call at +1 (408) 478-9990 or drop us a line in the chat box below!

Travel Medical (Traveler's / Visitor's)
x
Travel Medical (Traveler's / Visitor's)

Travel health insurance protects international travelers against medical emergencies and unexpected costs incurred while abroad.

Travel Protection
x
Travel Protection

Covers the medical emergencies, trip cancellations and/or delays, and loss of personal belongings.

Student Medical
x
Student Medical

Student Medical Insurance provides you with medical and non-medical insurance coverage throughout your period of study.

Select Primary Destination
x
Primary Destination

The country you are visiting. If you are visiting multiple destinations, then select the country in which you are spending the most time.

Worldwide, Including U.S.A.
x
Worldwide, Including U.S.A.

Worldwide, Including U.S.A. For trips that include the U.S.A. as one of the destinations.

x
Worldwide, Excluding U.S.A.

For trips outside the U.S.A. If visiting multiple locations, select the destination you will spend the most time in.

CITIZENS OF
x
Citizens Of

Select the country for which you maintain a primary status and are legally recognized by state custom or law.

Enter Travelers Ages
x
Travelers Ages

Enter the traveler's age as of today.

Enter Trip Cost
x
Trip Cost

Prepaid nonrefundable total cost of trip you wish to insure. Examples include non-refundable airfare, accommodations, cruises, tours, etc...

  • What...
    TRAVEL MEDICAL
  • Where...
  • Who...
  • When...
    Search
What...

Select Product Type
x
Product Type

Tell us what you're looking for! Are you traveling outside of your home country (Travel Medical) or going abroad to study (Student Medical)? If you're not sure or have any questions, give us a call at +1 (408) 478-9990 or drop us a line in the chat box below!

Where...

Select Primary Destination
x
Primary Destination

Tell us what you're looking for! Are you traveling outside of your home country (Travel Medical) or going abroad to study (Student Medical)? If you're not sure or have any questions, give us a call at +1 (408) 478-9990 or drop us a line in the chat box below!

  • Worldwide, Including U.S.A.
    x
    Worldwide, Including U.S.A.

    Worldwide, Including U.S.A. For trips that include the U.S.A. as one of the destinations.

  • Worldwide, Excluding U.S.A.
    x
    Worldwide, Excluding U.S.A.

    For trips outside the U.S.A. If visiting multiple locations, select the destination you will spend the most time in.

    x
    Primary Destination

    If visiting multiple destinations, select the country you are visiting the longest.

Resident/Citizenship...

Select
x

Select the country for which you maintain a primary status and are legally recognized by state custom or law.

  • x

    Select the country for which you maintain a primary status and are legally recognized by state custom or law.

Trip Cost...

Enter Trip Cost
x
Trip Cost

Prepaid nonrefundable total cost of trip you wish to insure. Examples include non-refundable airfare, accommodations, cruises, tours, etc...

$
x
Trip Cost

Prepaid nonrefundable total cost of trip you wish to insure. Examples include non-refundable airfare, accommodations, cruises, tours, etc...

Who...
When...

Enter Travelling Dates
x
Travelling Dates

Let us know what day you're starting your trip and what day you're coming back. If you're not sure or have any questions, give us a call at +1 (408) 478-9990 or drop us a line in the chat box below!

Wherever you live, we make access to great healthcare easy.

Customize and buy an expat plan to meet your travel and budget needs.

Require international care? We're available 24/7 no matter where you are.

Relax as if you never left home, because you are covered as if you are.

g1g travel insurance

"From amazing customer service to top-notch travel insurance policies,
G1G takes the cake!" - Ryan J. Smith

"From amazing customer service to top-notch travel insurance policies,
G1G takes the cake!" - Ryan J. Smith

g1g travel insurance

g1g travel insurance

Understanding Expat Insurance

Our international health plans are designed for global citizens and foreign nationals of all ages, including students, seniors and retiree's residing abroad for a pro-longed period of time. If an applicant is under the age of 18, they must be accompanied on the plan by an adult (no child-only plans available).

We offer next-day approval on expat plans; if a customer applies today and is approved for their plan, the coverage can begin the following business day as long as we receive the initial premium payment. So basically you can be covered 48 hours from submission of your application.

We offer a stream-lined underwriting process and ask only 5 health questions during our online application process. Depending on the severity of the Pre-Ex condition underwriting may decline coverage if they feel you are not fit to travel or we offer 3 possible approval outcomes:

1) Approved w/ no exclusions

2) Approved w/ pre-existing condition excluded

3) Approved w/ rate-up (underwriting offers to increase the monthly premium in order to have the pre-existing condition included)

90% of applications fall into these three approval types.

When inside the U.S.A., clients have the ability to search for a provider within our national PPO network directory, Open Access Plus. Outside of the U.S.A., all providers are considered in-network and some of these providers already have established electronic claims relationships with U.S.A., making the claims procedures simple. We have a directory of these "Direct pay" providers that we encourage customers to choose from however you can go to a provider not on this list as well. We just ask the client to call our claims department in advance (if possible) so that we have the ability to make payment arrangements and avoid you having to pay out of pocket.

Our Silver plans do not include maternity benefits however both the Gold and Platinum plans do after a mandatory 12 month waiting period.

All prescriptions administered in the hospital are covered in full under the Inpatient section of our plan. Outpatient prescriptions (prescriptions administered outside of the hospital) are covered only if the Outpatient option is selected. Fertility Drugs and Birth Control are standard exclusions.

Yes, we automatically include a maximum of 90 accumulative days of home-country-care per year in all countries except the U.S.A. For U.S.A. citizens going abroad there is an additional charge to add 90 days of U.S.A. home country care option.

These plans offer global coverage and benefits can be used 365 days/year in all countries except for the client's home country of citizenship (at-home care limited to 90 days only).

Emergency Vision and Dental Care is included within the Inpatient section of our plans. Routine vision and dental care is only covered if the ‘Vision & Dental’ option is selected.

Preventive care and routine services are covered in full only if the ‘Health & Well-Being’ Option is selected.

Eligibility Is Simple

Our international health plans are designed for global citizens and foreign nationals of all ages, including students, seniors and retiree's residing abroad for a pro-longed period of time. If an applicant is under the age of 18, they must be accompanied on the plan by an adult (no child-only plans available).

Quick Approval Process

We offer next-day approval on expat plans; if a customer applies today and is approved for their plan, the coverage can begin the following business day as long as we receive the initial premium payment. So basically you can be covered 48 hours from submission of your application.

Quick Approval Process

Are Pre-Existing Conditions Covered?

We offer a stream-lined underwriting process and ask only 5 health questions during our online application process. Depending on the severity of the Pre-Ex condition underwriting may decline coverage if they feel you are not fit to travel or we offer 3 possible approval outcomes:

1) Approved w/ no exclusions

2) Approved w/ pre-existing condition excluded

3) Approved w/ rate-up (underwriting offers to increase the monthly premium in order to have the pre-existing condition included)

90% of applications fall into these three approval types.

How do I choose a provider?

When inside the U.S.A., clients have the ability to search for a provider within our national PPO network directory, Open Access Plus. Outside of the U.S.A., all providers are considered in-network and some of these providers already have established electronic claims relationships with U.S.A., making the claims procedures simple. We have a directory of these "Direct pay" providers that we encourage customers to choose from however you can go to a provider not on this list as well. We just ask the client to call our claims department in advance (if possible) so that we have the ability to make payment arrangements and avoid you having to pay out of pocket.

How do I choose a provider?

Do these plans include maternity coverage?

Our Silver plans do not include maternity benefits however both the Gold and Platinum plans do after a mandatory 12 month waiting period.

Are prescriptions covered?

All prescriptions administered in the hospital are covered in full under the Inpatient section of our plan. Outpatient prescriptions (prescriptions administered outside of the hospital) are covered only if the Outpatient option is selected. Fertility Drugs and Birth Control are standard exclusions.

Are prescriptions covered?

Do these plans cover me in my home country?

Yes, we automatically include a maximum of 90 accumulative days of home-country-care per year in all countries except the U.S.A. For U.S.A. citizens going abroad there is an additional charge to add 90 days of U.S.A. home country care option.

Do these plans cover me in all countries, or just in the selected destination country?

These plans offer global coverage and benefits can be used 365 days/year in all countries except for the client's home country of citizenship (at-home care limited to 90 days only).

Do these plans cover me in all countries, or just in the selected destination country?

Do these plans offer Vision or Dental coverage?

Emergency Vision and Dental Care is included within the Inpatient section of our plans. Routine vision and dental care is only covered if the ‘Vision & Dental’ option is selected.

Am I covered for routine or preventive services?

Preventive care and routine services are covered in full only if the ‘Health & Well-Being’ Option is selected.

Am I covered for routine or preventive services?

"G1G.com is very well designed and allowed me to run simulations for Visitors Insurance coverage. It also provided automatic recommendations for the most comprehensive coverage plans to make the best educated decision." - Faisal Hanif.

g1g travel insurance

Why G1G Expat

International Direct
Billing

Next Day
Approval

No Medical
Exam Required

30+ Years
of Experience

Fully Customizable
Plans

24/7 Multi-Lingual
Support

"Thank you G1G, for an wonderful worry-free experience of buying medical insurance" - Neelima B.

g1g travel insurance

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  • Call us

    Call us anytime at +1 (408) 478-9990. Our licensed crew members are available 24/7