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Travel insurance costs vary from plan to plan. The two main factors in determining cost are age and trip duration. At G1G.com, you can easily get a quote from a number of first-rate providers, and you might be surprised about how affordable a quality travel insurance policy can be. Generally speaking, the more risk you are willing to assume, the lower the cost of the policy and vice versa. Policy premiums are also heavily reliant on what sort of policy you are looking to purchase. Travel policies fall into one of two categories, Trip Delay and Cancellation Policies or Travel Medical Policies. Trip Delay and Cancellation Policies offer insurance in the event your trip is cancelled or delayed. Such policies offer protection in the event that illness, inclement weather, flight or cruise cancellations, etc. interrupt your trip. Travel Medical Policies provide coverage against many medical emergencies that might arise during your trip, primarily by helping you cover any treatment expenditures you might incur. Policies typically cover a host of medical issues, from a common cold, to slip and fall accidents, to more severe emergencies. Both Trip Delay and Cancellation Policies and Travel Medical Policies can vary within themselves in regard to the type and extent of coverage provided, which in turn affects the price of a given policies. For example, your destination and method of travel factor in to determining the cost of your Trip Delay and Cancellation Policy. Travel Medical Policies too depend on where you are traveling to and what risks are present at your destination. For both types of travel policies the plan's deductible as well as its maximum limit are determined by the specifics of your trip.
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