Can I renew my policy and for how long?

Most policies allow renewals for up to one year. Renewals can also be utilized to spread out the premium payments on a policy. For example, if someone is visiting the United States for 6 months and has purchased a policy to cover that span of time, their premium might be $600. Opting to purchase a policy monthly, or renewing each month, allows that person to spread the costs of the premium into monthly payments. A processing fee is typically applied to renewing policies, but this is often a small fee.