When should I buy coverage?

The sooner the better! The earlier you purchase your plan, the more options you'll have with it. Certain benefits, such as Cancel For Any Reason, require that you purchase your plan within 14 to 21 days of your initial trip deposit. Also keep in mind that some plans aren't eligible for purchase if your trip is already underway. It is, however, advised that you purchase all transportation tickets and make deposits for accommodations since some plans require a trip cost total for a policy purchase. These are usually plans that include Trip Cancellation Coverage. For the underwriting company to be able to cover the trip cost, they must know the total trip cost to determine the policy premium.