What are pre-existing conditions?

Pre-existing conditions are health conditions which you already received or for which you are receiving treatment. Pregnancy, AIDS, high-blood pressure and stroke are all forms of pre-existing conditions. Each insurance carrier has its own policies and procedures for determining pre-existing conditions. Some offer coverage after a waiting period while others exclude certain conditions all together. Having a pre-existing condition doesn't necessarily mean you can't get insurance. Call us 24/7 with any questions related to pre-existing conditions as well as coverage options.