Are there any age limits?

Age is a major factor in deciding the premium of a policy. Generally speaking, the older a policy holder is, the higher the premium will be. Most policies have limitations in coverage for people 70+ years of age. This may exclude them entirely from coverage or simply limit policy maximums. For specifics, refer to the plan's policy details. It's also important to remember that people 70 and over should have their policies purchased separately from those 69 or under, since that can lead to significant savings!