Do I really need travel medical insurance? A comprehensive travel medical insurance policy protects your health and your wallet from the effects of many different situations you might encounter while traveling outside your home country. For a surprisingly low amount, you get access to resources to help you navigate any number of sudden conditions or incidents that could occur. Can you afford not to have travel insurance?
Is there a minimum amount of time I have to stay in the US? This plan follows the insured person wherever they travel outside the country, so long as each trip away lasts no more than 30 or 45 days (depending on the chosen plan). Once you return to the US, the trip counter is reset, and you can immediately leave again on another trip.
How long do I have to submit a claim? You have 60 days beginning on the last day of the certificate period to submit proof of claim to the insurer. No payment will be issued until this authorized claim has been provided in addition to original itemized hospital or physician bills, or other receipts for expenses.
What is the cancellation policy for this plan? This policy option has been carefully chosen as the best solution to frequent traveler insurance needs. However, if you decide that you are dissatisfied with the coverage, you can cancel at any point up until the certificate effective date. After that, premiums are nonrefundable.
How often do I need to travel for this policy to be right for me? Generally, if you travel outside of your home country three or more times per year, this multi-trip travel insurance plan will be worth it for you. Any trips beyond those first few times will have already been paid for!
Do I need to have my ID card on me at all times? That would make it easiest for you should something happen, but your policy card, details, proof of insurance, visa letter, and a provider directory will be available to you 24/7/365 through the G1G customer portal.